A versatile collaborator for bond-related issues. Providing informed and objective counsel.

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Our founder and principal, Sandra Matrone Mack has been listed in the national Red Book directory for 30 years, one of a limited number of lawyers in RI to achieve this designation. Mack Law Associates is now listed as well, as the firm continues to actively represent clients as bond counsel and underwriter’s counsel.


As such, Mack Law is qualified to render bond opinions, in addition to performing ancillary functions such as preparation/review of documents and supervision of the transactional process. Sandra Mack’s extensive body of experience in public finance, for a varied list of clients, has been gained while serving as:

Bond Counsel for municipalities and state/local agencies issuing tax exempt debt — including conduit financing, refunding and cash flow financing. Representative clients include the Town of Bristol RI, the Bristol County Water Authority, the Bristol Warren Regional School District, the Rhode Island Airport Corporation, the Rhode Island Commerce Corporation, and the Providence Redevelopment Agency.

Borrower’s Counsel in conduit financing for healthcare organizations, assisted living facilities, nursing homes, charter schools and health centers.

Underwriter’s Counsel for transactions involving new and refunding issues; competitive and negotiated transactions, etc.

Bank Counsel for financial institutions issuing direct loans or issuances of letters of credit as credit enhancement in all types of financing — including private sales and the establishment of escrow accounts.

Corporate Trustee or Escrow Agent Counsel for all types of taxable and tax exempt debt. Sandra has also been on the forefront of the drafting and implementation of trusts for use in “other post employment benefits” — so-called OPEB Trusts — and creative uses of life insurance to fund the Trusts.